(For more information on this topic, see ) What Should Be Replaced The spreadsheet you did in the previous section will highlight any investments that don't match your goals and time horizon, as well as any that aren't doing well for their category. It is also useful to look at how diversified your holdings are; you may find that you are too heavy in certain sectors and could use more investments in others.This is the time to think about rebalancing your portfolio.Eric could simplify his record keeping by combining some of his accounts.
If you're a member of Apple Music or subscribe to i Tunes Match, any organizational changes you make will update across all of your devices.
In many cases, the answer is no, but there are a few things to consider such as the tax status of the investments you may own.
What You Can Consolidate If you have both Roth and traditional IRAs scattered in various bank or brokerage accounts, you can simplify your life by combining all of each kind into two accounts.
This also means that i Tunes will locate all music on your computer and add it automatically, making the i Tunes consolidation process much faster than manually adding music.
The i Tunes program, as installed on Macintosh computers, is set to consolidate by default.